"Safe Money" Planning: Our focus is to create plans that guarantee your principal and provide you with a competitive rate of return. We meet with you personally and assess your current financial situation and assets. We then advise you on how to manage what you have currently to optimize your income and financial security over the long term.

Long-Term Care Insurance: Innovative plans that suit the needs of those from younger ages through retirement are our specialty. By using a wide range of products including long-term care insurance, life insurance and annuities, plans can be specifically tailored to protect assets and provide income for long term care needs in the present or for the future. These plans typically cover home care, adult daycare, assisted living, and nursing home care.

Health Insurance: Available are individual and group insurances representing a wide range of plans that are tailored to your needs. This includes HMO's, PPO's, Self-Funded Plans and Health Savings Accounts.

Prescription Drug Plan: Tired of the high cost of prescription drugs? Ask us about the RX Freedom Plan offering discounts starting at 40%. The cost of your medications will be quoted to you in advance.

Dental Insurance: For those under 65, a dental insurance policy is available either by itself or as part of a health insurance plan. For those over 65, we offer several individual plans.

Life Insurance: Depending on your needs, we provide term life, whole life, universal life, and universal annuity life insurances through a range of companies. Additionally for groups, buy-sell agreements, business succession planning and other business life products are available.

Medicare Supplement Insurance: These products, offered through a range of companies, are designed to cover deductibles and co-pays that are not paid for through Medicare. We assist you in assessing your situation and in determining which of the plans, including the new Medicare Part D, will best meet your needs.